Our primary purpose in collecting your personal information is to provide you service in a prompt, efficient, safe, and professional manner. To do so, we must gather and maintain certain information. This information will be used to provide the services you request as well as the customer service you would expect. We will use appropriate security measures to protect your information and prevent loss or unauthorized access by safeguarding and maintaining control over the confidentiality of your personal information. We will not disclose health information to third parties without your consent or prior notice.
You may browse our website or talk to us without giving us any information about yourself. We do not set electronic “Cookies”, but may collect information regarding what pages or information is visited. Once you volunteer any information, either on our website or in the normal course of business, we may collect the following non-public information about you from your applications, questionnaires, agreements and other forms, (i) email address, physical contact information such as name, address, social security number, driver’s license number, occupation, marriages and divorces, date of birth, information about certain of your assets, such as income, banking information and account numbers, and other household information; (ii) data detailing the specifics of any transaction with us or an affiliate such as the amount(s) of your payments, how and when you are paid, and named beneficiaries, (iii) and with your permission, credit information from consumer reporting agencies, criminal background reports, legal information such as judgments, liens, court proceedings, bankruptcies, employment information and health information. Additionally, information from public sources may be gathered.
We may share or disclose your personal information with non-affiliated companies in limited circumstances. As allowed by law, we may disclose your information as reasonably necessary to (i) process, service or enforce a transaction you requested, (ii) in response to a governmental agency’s request, service of process or in response to a subpoena, (iii) to prevent fraud or security issues, (iv) to service providers under contract with us who help with our processes, such as credit services, lawyers, funders, lenders, and marketing providers. These companies are required to follow the same strict privacy standards as stated in this policy. If Structured Asset becomes involved with a merger, acquisition or any form of sale of all or any part of its assets, we will ensure confidentiality of any and all personal information obtained.
We will not use or share your medical information with anyone except (i) as required or permitted by law, (ii) for underwriting or administering insurance policies when necessary, or (iii) as otherwise authorized by you.